Worker s Compensation Laws and Exemptions
Some types of on-the-job injuries may not merit workers' compensation insurance benefits. These include:
Self-inflicted injuries (such as those incurred if two employees were fighting
Injuries incurred while an employee was breaking the law (i.e. a delivery worker robbing a receptionist at one of his sites)
Injuries incurred while the employee was not working
Injuries incurred while the employee was violating company policy
In addition, some workers are excluded from receiving workers' compensation insurance benefits. These workers include:
Shopowners
Farm workers
Railroad employees
Maritime workers
Volunteers
Independent contractors
Federal government workers
Standard employees in nearly one-third of all U.S. states
To see whether or not you are eligible for workers' compensation, speak to your employer and then consult with one of our personal injury attorney’s who specializes in workers' compensation laws.
Workers' Compensation Insurance Benefits
If you have been injured on the job, you may be eligible to receive compensation to cover the following:
Medical costs
Up to two-thirds of your pre-injury salary, tax-free
Expenses should you not be able to resume your pre-injury job duties
Vocational rehabilitation (job training, placement assistance)
Need Medical Treatment? Deciding Between Your Own Doctor and the One Provided by Your Employer?
Depending on your state, you may be permitted to see your own doctor if you suffer an on-the-job injury. However, you MUST submit a written statement requesting this before you are injured, or you may forfeit your right to choose your physician. In most jurisdictions, your employer will choose the doctor who will examine you.
When you visit this doctor, be sure to 1) be honest about your injury and its impact on your life, 2) be thorough when discussing your medical history. If you fail to be truthful, you may seriously affect your chances of winning the workers' compensation to which your injury entitles you.
Iannella & Mummolo Workers Compensation Attorney
It is in your best interest to hire a personal injury attorney who specializes in workers' compensation law if 1) you are permanently injured or 2) your claim has been denied. If either of these occurs, be sure to save all documents - including your doctor's report - and maybe even get a second opinion. Feel free to call us Toll Free 1-800-278-1538
Labels: massachusetts medical malpractice, massachusetts personal injury, massachusetts workers compensation, social security disability benefits
posted by Micro149 @ Tuesday, December 26, 2006 6:27 AM
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